Purchasing a new vehicle is an exciting milestone, but it also requires careful planning. From actually choosing the vehicle to securing legally binding documentation, the process can become lengthy and overwhelming without adequate information and support. The tumultuous nature of the current global car market has also presented challenges to many prospective owners, from new drivers to families in need of additional transportation – so saving money continues to be a top priority.
Upon request, your insurance agent will be able to share a list of all the discounts available from your provider. One of the most common wallet-saving perks that many reliable insurance companies offer is an anti-theft discount for qualifying vehicle owners. This article will explore anti-theft devices that save owners money when it comes time to pay insurance premiums.
How do anti-theft devices lower car insurance premiums?
You may have heard of other types of auto insurance discounts that many providers support – such as good driver discounts and student discounts. The idea behind these is to reward good behavior that supports a perceived lower risk of injury or vehicle damage. For example, students in good academic standing are more likely to likewise behave responsibly while operating a vehicle.
This same thinking informs insurance providers who reward drivers with anti-theft devices installed on their vehicles. Because the extra safety measure reduces the likelihood that a claim will need to be filed, it makes the reduced price possible and worthwhile for insurance companies.
Types of anti-theft devices
There are several different types of anti-theft devices to choose from, depending on the vehicle location and functionality you prefer:
- Automatic options: These devices work automatically and don’t require the driver to act beyond initial installation. If you’ve purchased a newer vehicle model, you may be in luck – many car manufacturers have begun integrating automatic safety features into their designs.
- Manual options: These devices must be switched on to have their desired effect. Brake locks and steering wheel locks temporarily prevent total car theft, while kill switches cut the electric current throughout the vehicle.
- Remote disabling: These features allow drivers to act from far away by locking the brakes or decelerating the vehicle from their smartphones.
- Tracking your vehicle: One of the most common ways to recover from vehicle theft is to install a tracking device that connects to your smartphone and provides information about your vehicle’s whereabouts.
How to report anti-theft device usage to your provider
To take advantage of an anti-theft discount, you will need to show proof of installation when applying for auto insurance. Your agent will be able to confirm whether the type of anti-theft device you have installed is compatible with your provider’s specific discount requirements.
Discounts on reliable auto insurance
Fairly priced coverage from a dependable provider is right at your fingertips. Get anti-theft discounts and more with Superior Insurance & Auto Tags, the most trustworthy insurance provider in Pennsylvania. Our agents are ready to meet with you about taking advantage of your added vehicle safety measures to secure auto coverage at a competitive rate. And it doesn’t stop there – at Superior, families can bundle and save for all aspects of their lives, and even secure important vehicle documentation. Fill out our online form or give us a call today to learn more!